Tailored Services to Meet Your Needs

While developing your customized financial program, we will walk you through a step-by-step process that will help you feel more confident in your decisions.

We take time to get to know you and your circumstances, once your goals have been established, we will help customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:

Comprehensive Financial Planning & Advisory Services:

Highly-personalized service, identifying investment objectives and risk tolerance
Formal investment plan, identifying goals & recommendations targeting your specific needs and objectives
Independent & objective review of current holdings + marketplace products & services
Review tax return, tax planning and retirement planning strategies
Active management of taxes with non-qualified investment account
Ongoing plan monitoring & review; evaluate results/performance, adjust as needed
Develop a customized Client Investment Policy Statement
Ensure Social Security income maximization
Timely response to all financial questions or concerns you may have
Fees aligned with a comprehensive wealth management offering – not transactions
Quarterly update & education meetings
Financial Wellness overall focus: providing advice and analysis of all aspects of your financial life including major purchases, retirement plans, college plans, estate plans and any other investment programs
Utilize latest research/findings/technology to deliver most efficient experience possible
Able to provide comprehensive solutions to friends, family and business associates

Comprehensive Family Resource Planning:

Financial literacy counseling for children and family members
Intergenerational planning, wealth transfer & estate asset management
Care giving and supportive strategies
Comprehensive account aggregation for your family's entire financial life

Investment Expertise:

Exclusive access to institutional investment programs not directly available to most individual investors
Close monitoring and control over investment costs
Systematic portfolio rebalancing to manage risk
Customized, easy-to-understand asset reporting, monitored versus multiple goals
Access to a world-class team of professional money managers
Remain “in touch” with changes in global capital markets and communicate any significant events in an understandable and timely fashion

Insurance Services:

Insurance needs analysis (Term, Universal, Variable & Whole Life)
Long Term Care Insurance
Disability Income Protection

Business/Corporate Services:

Financial Planning and Wellness Programs for employees
Financial literacy counseling for teams, committees and/or members
Small Business Retirement Plans: SEP-IRA, SIMPLE IRA, Solo 401(k)
Employee Benefits Analysis
Business Owner Buy-Out Insurance for Death & Disability
Business Overhead Expense Insurance

^{Securities America and its representatives do not provide tax or legal advice. Please consult the appropriate professional regarding your specific situation.}