While developing your customized financial program, we will walk you through a step-by-step process that will help you feel more confident in your decisions.
We take time to get to know you and your circumstances, once your goals have been established, we will help customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:
Comprehensive Financial Planning & Advisory Services:
Highly-personalized service, identifying investment objectives and risk toleranceFormal investment plan, identifying goals & recommendations targeting your specific needs and objectivesIndependent & objective review of current holdings + marketplace products & servicesReview tax return, tax planning and retirement planning strategiesActive management of taxes with non-qualified investment accountOngoing plan monitoring & review; evaluate results/performance, adjust as neededDevelop a customized Client Investment Policy StatementEnsure Social Security income maximizationTimely response to all financial questions or concerns you may haveFees aligned with a comprehensive wealth management offering – not transactionsQuarterly update & education meetingsFinancial Wellness overall focus: providing advice and analysis of all aspects of your financial life including major purchases, retirement plans, college plans, estate plans and any other investment programsUtilize latest research/findings/technology to deliver most efficient experience possibleAble to provide comprehensive solutions to friends, family and business associates
Comprehensive Family Resource Planning:
Financial literacy counseling for children and family membersIntergenerational planning, wealth transfer & estate asset managementCare giving and supportive strategiesComprehensive account aggregation for your family's entire financial life
Exclusive access to institutional investment programs not directly available to most individual investorsClose monitoring and control over investment costsSystematic portfolio rebalancing to manage riskCustomized, easy-to-understand asset reporting, monitored versus multiple goalsAccess to a world-class team of professional money managersRemain “in touch” with changes in global capital markets and communicate any significant events in an understandable and timely fashion
Insurance needs analysis (Term, Universal, Variable & Whole Life)Long Term Care InsuranceDisability Income Protection
Financial Planning and Wellness Programs for employeesFinancial literacy counseling for teams, committees and/or membersSmall Business Retirement Plans: SEP-IRA, SIMPLE IRA, Solo 401(k)Employee Benefits AnalysisBusiness Owner Buy-Out Insurance for Death & DisabilityBusiness Overhead Expense Insurance
Securities America and its representatives do not provide tax or legal advice. Please consult the appropriate professional regarding your specific situation.